|Terms and Conditions
|The Retirement Planning Services website (www.smarterdollars.com) is owned and operated by Gerald A. Cannizzaro. Using this website indicates that you agree to these terms and conditions. We reserve the right
to update these terms and conditions at any time without notice. We encourage you to check back periodically for the latest version of terms and conditions.
ClearLogic Financial is a registered investment advisor with the U. S. Securities and Exchange Commission. Retirement Planning Services, Inc. (RPS) is a registered investment adviser for the Commonwealth of Virginia. This website is not a solicitation to
do business or seek clients in any state in which we do not maintain a notice filing.
All information contained on the site is intended for informational and educational purposes and may only be used for these purposes. All articles were written by a member of our staff or by a professional financial journalist for Retirement Planning Services,
Inc. and ClearLogic Financial, Inc. They are not intended as legal or investment advice and this site should not be construed as a vehicle to deliver advice for any investor or individual. RPS and ClearLogic Financial deliver
advice only after we provide clients a copy of our registration document (FORM ADV) and our contract has been executed.
Information throughout this site pertaining to market or other financial data is obtained from sources that we consider reliable. We do not warrant or guarantee the timeliness or accuracy of this information. References made to investment or portfolio performance
are based on historical data, and there is no guarantee of such performance in the future. The information in these materials may change at any time and without notice.
The site is not intended to provide investment, tax, or legal advice. The information presented here is not specific to any individual's personal circumstances. To the extent that this material concerns tax matters, it is not intended or written to be used,
and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.
Unless, otherwise noted, RPS or ClearLogic Financial retain all copyrights. Materials posted and clearly cited from other sources are the property of those sources and are used here for educational and informational purposes only. This site contains links